Making charges and the jewellery bill: how the price is calculated
The simple formula behind every jewellery bill, with an example.
Updated 7 October 2026 · 3 min read
A gold jewellery price is: (gold rate per gram × weight) + making charges + stone charges if any, and then 3% GST on the total. Making charges are either a percentage of the gold value or a fixed amount per gram, and they vary by design and shop.
The formula
Price = Gold value + Making charges + Stone charges + 3% GST
A simple example
| Item | Amount |
|---|---|
| 22K rate (example) | ₹9,000 per gram |
| Weight | 10 grams |
| Gold value | ₹90,000 |
| Making charges (example 10%) | ₹9,000 |
| Subtotal | ₹99,000 |
| GST 3% | ₹2,970 |
| Total | ₹1,01,970 |
Example only. Rates, making charges and taxes depend on the shop and the design. Confirm GST treatment with your accountant.
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Two ways shops charge making
- Percentage — for example 8–15% of the gold value.
- Per gram — a fixed amount per gram, common for chains and plain jewellery.
Be clear and win trust
Customers trust shops that show each part of the bill. A simple offer like “Making charges 50% off” is easy to understand — add it to your poster with festival offers.
Questions
What is GST on gold jewellery?
GST on gold jewellery is 3%. Check the current rules and how they apply to your billing with your accountant.
Why do making charges differ between shops?
They depend on the design, the work involved, machine or hand-made, and the shop’s pricing.
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